Real ChatGPT answer · index seedXMdXMB6VI9wcompleteParenting and family · kids' educationinformational
Can you break down the rules for withdrawing money from a 529 plan if my child decides not to go to a traditional four-year college?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you break down the rules for withdrawing money from a 529 plan if my child decides not to go to a traditional four-year college?
3 real searches · 1 real-search pass
IRS 529 qualified expenses eligible postsecondary credentials apprenticeships Roth IRA rollover 2026 rulesGoogle ↗
OBSERVEDYes / no
IRS Publication 970 529 distributions nonqualified 10% additional tax exceptions beneficiary scholarship death disabilityGoogle ↗
OBSERVEDReason
New York 529 plan nonqualified withdrawal state tax deduction recapture rules officialGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 529 qualified expenses eligible postsecondary credentials apprenticeships Roth IRA rollover 2026 rules Google ↗
IRS Publication 970 529 distributions nonqualified 10% additional tax exceptions beneficiary scholarship death disability Google ↗
New York 529 plan nonqualified withdrawal state tax deduction recapture rules official Google ↗
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- 2025 Publication 970 · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 529 qualified expenses eligible postsecondary credentials apprenticeships Roth IRA rollover 2026 rules OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
IRS Publication 970 529 distributions nonqualified 10% additional tax exceptions beneficiary scholarship death disability OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York 529 plan nonqualified withdrawal state tax deduction recapture rules official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |