What is the difference in credit utilization impact if we keep an old credit card open with a zero balance versus closing it after paying it off?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the difference in credit utilization impact if we keep an old credit card open with a zero balance versus closing it after paying it off?
1 real search · 1 real-search pass
how closing a credit card affects credit utilization available credit score FICO official guidance CFPB ExperianGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
how closing a credit card affects credit utilization available credit score FICO official guidance CFPB Experian Google ↗
- Does Closing a Credit Card Boost Your FICO Score? · myfico.com
- How to Decide Whether It's Time to Close a Credit Card · myfico.com
- Does it hurt my credit to close a credit card? · consumerfinance.gov