what are the main factors increasing my insurance rates right now when i have had zero accidents in ten years
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
what are the main factors increasing my insurance rates right now when i have had zero accidents in ten years
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California auto insurance rate increases 2026 causes repair costs claims reinsurance rate filings insurers Google ↗
California Department of Insurance auto insurance rates 2025 2026 factors premiums repair costs inflation Google ↗
- Car insurance rates are skyrocketing in California. Here's why · latimes.com
- Consumer Auto · content.naic.org
- Why Are My Insurance Premiums Increasing? · content.naic.org
- Car insurance rates are skyrocketing in California. Here's why · latimes.com
- 2026 Auto Insurance Rate Comparison Tool · insurance.ca.gov
- Interactive Rate Filings List · interactive.web.insurance.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California auto insurance rate increases 2026 causes repair costs claims reinsurance rate filings insurers OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California Department of Insurance auto insurance rates 2025 2026 factors premiums repair costs inflation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |