Real ChatGPT answer · index seedXE548KyYwakcompleteFinance and banking · mortgagescommercial

Could you look up current closing costs for refinancing a conventional mortgage with Bank of America for a retiree in Florida?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Could you look up current closing costs for refinancing a conventional mortgage with Bank of America for a retiree in Florida?
3 real searches · 1 real-search pass
Bank of America mortgage refinance closing costs fees estimate Florida conventional refinance 2026 officialGoogle ↗
OBSERVEDReason
Florida mortgage refinance documentary stamp tax nonrecurring intangible tax rates 2026 officialGoogle ↗
OBSERVEDOther / navigational
Bank of America refinance mortgage fees appraisal origination title closing costs officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequenceReason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Bank of America mortgage refinance closing costs fees estimate Florida conventional refinance 2026 official Google ↗
Florida mortgage refinance documentary stamp tax nonrecurring intangible tax rates 2026 official Google ↗
Bank of America refinance mortgage fees appraisal origination title closing costs official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America mortgage refinance closing costs fees estimate Florida conventional refinance 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Florida mortgage refinance documentary stamp tax nonrecurring intangible tax rates 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Bank of America refinance mortgage fees appraisal origination title closing costs official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1