Are construction to permanent loans harder to qualify for if my business income fluctuated slightly over the last two tax years?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are construction to permanent loans harder to qualify for if my business income fluctuated slightly over the last two tax years?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
construction-to-permanent loan self-employed income two year tax returns fluctuating income underwriting Fannie Mae guidelines 2026 Google ↗
Fannie Mae Selling Guide self-employed income declining income two years tax returns analysis Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- General Information on Analyzing Individual Tax Returns · selling-guide.fanniemae.com
- Conversion of Construction-to-Permanent Financing: Single-Closing Transactions · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
construction-to-permanent loan self-employed income two year tax returns fluctuating income underwriting Fannie Mae guidelines 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae Selling Guide self-employed income declining income two years tax returns analysis OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |