Real ChatGPT answer · index seedX80gVrleRxMcompleteFinance and banking · credit scores and repaircommercial
What is the average credit score drop after a settled collection account updates on my credit report and how long does it take to rebound
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the average credit score drop after a settled collection account updates on my credit report and how long does it take to rebound
3 real searches · 1 real-search pass
FICO paid collection settled collection score impact FICO 8 9 10 officialGoogle ↗
OBSERVED
Experian settled collection account credit score drop update paid collection how long score recoveryGoogle ↗
OBSERVED
CFPB collection account credit report seven years date of first delinquency paid settledGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
FICO paid collection settled collection score impact FICO 8 9 10 official Google ↗
Experian settled collection account credit score drop update paid collection how long score recovery Google ↗
CFPB collection account credit report seven years date of first delinquency paid settled Google ↗
- How Do Collections Affect Your Credit? · myfico.com
- Derogatories and Collections Affect on FICO Scores: Recent Questions on myFICO Forums · myfico.com
- How Long Before My Collection Account Is Updated? · experian.com
- How Do I Handle Settled Collection Accounts on My Credit Report? · experian.com
- How long does information stay on my credit report? · consumerfinance.gov
- How Long Do Collections Stay on Your Credit Report? · experian.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO paid collection settled collection score impact FICO 8 9 10 official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian settled collection account credit score drop update paid collection how long score recovery OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB collection account credit report seven years date of first delinquency paid settled OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |