Can you compare current mortgage rates from online lenders versus traditional credit unions to see which is better for a buyer with a moderate credit score?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare current mortgage rates from online lenders versus traditional credit unions to see which is better for a buyer with a moderate credit score?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
November 2026 current mortgage rates online lenders credit unions average 30 year fixed rates moderate credit score 620 680 Google ↗
credit union mortgage rates November 2026 mortgage rate comparison online lenders lender rate disclosures Google ↗
- California Mortgage Rates: 30Y, 15Y, FHA, VA, Jumbo · myfinancialprograms.com
- Best Credit Union Mortgage Lenders of November 2026 · cnbc.com
- San Jose, California Mortgage Rates Today · monitorbankrates.com
- Compare Current Mortgage Rates in October 2026 · lendingtree.com
- Get your money situation in order · consumerfinance.gov
- How do I find the best loan available when I'm shopping for a home mortgage loan? · consumerfinance.gov
- Compare and negotiate your loan offers · consumerfinance.gov
- Request and review multiple Loan Estimates · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
November 2026 current mortgage rates online lenders credit unions average 30 year fixed rates moderate credit score 620 680 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
credit union mortgage rates November 2026 mortgage rate comparison online lenders lender rate disclosures OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |