Why did my New York Life premium increase this year and how can I check if my whole life cash value is covering the cost?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my New York Life premium increase this year and how can I check if my whole life cash value is covering the cost?
3 real searches · 1 real-search pass
New York Life whole life insurance premiums guaranteed level dividends premium offset cash value policy loan officialGoogle ↗
OBSERVEDOther / navigational
New York Life policyowner service annual statement cash value dividends whole life officialGoogle ↗
OBSERVEDOther / navigational
NAIC consumer whole life insurance cash value policy loans dividends premiumsGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New York Life whole life insurance premiums guaranteed level dividends premium offset cash value policy loan official Google ↗
New York Life policyowner service annual statement cash value dividends whole life official Google ↗
NAIC consumer whole life insurance cash value policy loans dividends premiums Google ↗
- Whole Life Insurance | Custom Cash Value Whole Life · newyorklife.com
- Life Insurance Dividend Options · newyorklife.com
- Paid Up Life Insurance · newyorklife.com
- Life Insurance Information for Consumers · dfs.ny.gov
- Guidance for Life Insurance Policy Illustrations · dfs.ny.gov
- New York Life official website · newyorklife.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Life whole life insurance premiums guaranteed level dividends premium offset cash value policy loan official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
New York Life policyowner service annual statement cash value dividends whole life official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
NAIC consumer whole life insurance cash value policy loans dividends premiums OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |