Real ChatGPT answer · index seedWwhC05vM63wcompleteInsurance · home insurancecommercial

Which insurance providers currently offer the best earthquake riders in high risk zones without forcing me to switch my primary auto policy over to them as well.

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which insurance providers currently offer the best earthquake riders in high risk zones without forcing me to switch my primary auto policy over to them as well.
2 real searches · 1 real-search pass
California earthquake insurance 2026 standalone providers GeoVera Palomar CEA auto policy bundling requirement homeowners carrierGoogle ↗
OBSERVEDComparison
California earthquake insurance companies private market standalone earthquake policy coverage deductibles 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
California earthquake insurance 2026 standalone providers GeoVera Palomar CEA auto policy bundling requirement homeowners carrier Google ↗
California earthquake insurance companies private market standalone earthquake policy coverage deductibles 2026 Google ↗
  1. GeoVera · geovera.com
  2. Comprehensive Single Limit Earthquake Insurance by GeoVera · geovera.com
  3. GeoVera Specialty · geovera.com
  4. California Earthquake Coverage · amica.com
  5. Palomar Specialty · palomarspecialty.com
  6. Earthquake · member.iiabcal.org
  7. Earthquake Insurance Shopping Resources for Homeowners · uphelp.org
  8. Calculate your earthquake insurance premium · ca.gov
  9. Pacific Specialty · pacificspecialty.com
  10. Aegis earthquake coverage · aegiseasy.com
  11. CEA · earthquakeauthority.com
  12. Earthquake Insurance · insurance.ca.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
California earthquake insurance 2026 standalone providers GeoVera Palomar CEA auto policy bundling requirement homeowners carrier
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
California earthquake insurance companies private market standalone earthquake policy coverage deductibles 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1