Real ChatGPT answer · index seedWob9EiiRllMcompleteFinance and banking · retirement accountsbrand

How do the trading fees and expense ratios for a small business retirement plan at Fidelity compare to what human financial advisors charge?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do the trading fees and expense ratios for a small business retirement plan at Fidelity compare to what human financial advisors charge?
2 real searches · 1 real-search pass
Fidelity small business 401(k) plan fees trading fees expense ratios small business retirement plans officialGoogle ↗
OBSERVEDReason
Fidelity self-employed 401k fees commission schedule mutual fund expense ratios advisor fees advisory fee typical 1 percentGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Fidelity small business 401(k) plan fees trading fees expense ratios small business retirement plans official Google ↗
Fidelity self-employed 401k fees commission schedule mutual fund expense ratios advisor fees advisory fee typical 1 percent Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fidelity small business 401(k) plan fees trading fees expense ratios small business retirement plans official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Fidelity self-employed 401k fees commission schedule mutual fund expense ratios advisor fees advisory fee typical 1 percent
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1