Real ChatGPT answer · index seedWm55fQlk71kcompleteFinance and banking · checking and savings accountsinformational

What are my rights under consumer protection laws if a bank denies my provisional credit claim for a disputed fraudulent debit card transaction?

ChatGPTgpt-64 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are my rights under consumer protection laws if a bank denies my provisional credit claim for a disputed fraudulent debit card transaction?
4 real searches · 1 real-search pass
CFPB Regulation E 12 CFR 1005.11 error resolution provisional credit 10 business days 45 90 days officialGoogle ↗
OBSERVED
Electronic Fund Transfer Act unauthorized debit card liability 12 CFR 1005.6 official CFPBGoogle ↗
OBSERVED
CFPB submit complaint bank debit card unauthorized transaction provisional credit complaint officialGoogle ↗
OBSERVED
New York Department of Financial Services consumer complaint bank unauthorized debit card transaction officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 4 queries…

Searches and sources

ChatGPT4 real searches · gpt-6
CFPB Regulation E 12 CFR 1005.11 error resolution provisional credit 10 business days 45 90 days official Google ↗
Electronic Fund Transfer Act unauthorized debit card liability 12 CFR 1005.6 official CFPB Google ↗
CFPB submit complaint bank debit card unauthorized transaction provisional credit complaint official Google ↗
New York Department of Financial Services consumer complaint bank unauthorized debit card transaction official Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB Regulation E 12 CFR 1005.11 error resolution provisional credit 10 business days 45 90 days official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Electronic Fund Transfer Act unauthorized debit card liability 12 CFR 1005.6 official CFPB
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB submit complaint bank debit card unauthorized transaction provisional credit complaint official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
New York Department of Financial Services consumer complaint bank unauthorized debit card transaction official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1