Real ChatGPT answer · index seedWaKtyfTqp4IcompleteFinance and banking · checking and savings accountscommercial

I want to close out an old dormant checking account I have not used in three years but I need to know if there are any hidden fees or credit score impacts

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I want to close out an old dormant checking account I have not used in three years but I need to know if there are any hidden fees or credit score impacts
2 real searches · 1 real-search pass
CFPB checking account closing account fees dormant inactive account credit score ChexSystemsGoogle ↗
OBSERVED
FDIC dormant bank accounts unclaimed property escheatment inactivity fees checking accountGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB checking account closing account fees dormant inactive account credit score ChexSystems Google ↗
FDIC dormant bank accounts unclaimed property escheatment inactivity fees checking account Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB checking account closing account fees dormant inactive account credit score ChexSystems
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
FDIC dormant bank accounts unclaimed property escheatment inactivity fees checking account
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1