Real ChatGPT answer · index seedWRyyCcEtUFEcompleteFinance and banking · credit scores and repairinformational
How many years does old credit card debt stay on my report before the statute of limitations runs out in my state?
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SEED QUERY
How many years does old credit card debt stay on my report before the statute of limitations runs out in my state?
1 real search · 1 real-search pass
South Carolina statute of limitations credit card debt 3 years official statute 15-3-530; Fair Credit Reporting Act seven years date of delinquency CFPBGoogle ↗
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ChatGPT1 real searches · gpt-6
South Carolina statute of limitations credit card debt 3 years official statute 15-3-530; Fair Credit Reporting Act seven years date of delinquency CFPB Google ↗
- Code of Laws - Title 15 - Chapter 3 · scstatehouse.gov
- "Actions to recover debts in South Carolina must generally be brought within three years of the default on the debt. This bar only effects the remedy available to a collecting party rather than the underlying right: it does not erase the debt." *In re Vaughn*, 536 B.R. 670, 677 (Bankr. D.S.C. 2015) (citation omitted); *see also* § 15-3-530. "No acknowledgment or promise shall be sufficient evidence of a new or continuing contract whereby to take the case out of the operation of this statute unle · sccourts.org
- Debt Collection FAQs · consumer.ftc.gov