Why did my home insurance rates go up so much across my entire zip code even though my personal credit score and claim history have never changed.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my home insurance rates go up so much across my entire zip code even though my personal credit score and claim history have never changed.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Idaho homeowners insurance rate increases 2026 ZIP code territory rating wildfire reinsurance construction costs Idaho Department of Insurance Google ↗
Idaho homeowners insurance market rate filings 2025 2026 premiums catastrophe losses Google ↗
- As evidence of Idaho homeowners insurance crisis mounts, so does bipartisan concern · kunc.org
- ‘Unhealthiness in the marketplace:’ New Idaho data paints troubling homeowners insurance picture · boisestatepublicradio.org
- Idaho Department of Insurance Issues Data Call to Assess Wildfire Impacts on Property Insurance Market · doi.idaho.gov
- Home Insurance Rates · doi.idaho.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Idaho homeowners insurance rate increases 2026 ZIP code territory rating wildfire reinsurance construction costs Idaho Department of Insurance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Idaho homeowners insurance market rate filings 2025 2026 premiums catastrophe losses OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |