Real ChatGPT answer · index seedWGJroy9jtdEcompleteInsurance · life insurancecomparison

Is it cheaper to get a smoker life insurance rate with Lincoln Financial or Protective Life when comparing standard versus non tobacco tiers

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it cheaper to get a smoker life insurance rate with Lincoln Financial or Protective Life when comparing standard versus non tobacco tiers
1 real search · 1 real-search pass
Lincoln Financial life insurance underwriting tobacco smoker standard non tobacco rate classes Protective Life tobacco underwriting standard non tobacco 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
Lincoln Financial life insurance underwriting tobacco smoker standard non tobacco rate classes Protective Life tobacco underwriting standard non tobacco 2026 Google ↗
  1. Underwriting Guidelines Lincoln TermAccel® Level Term · lincolnfinancial.com
  2. Lincoln TermAccel® Level Term · lincolnfinancial.com
  3. sec.gov · sec.gov
  4. Protective® Classic Choice Term · protective.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Lincoln Financial life insurance underwriting tobacco smoker standard non tobacco rate classes Protective Life tobacco underwriting standard non tobacco 2026
OBSERVED
Google ↗
AI Mode ↗
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