Real ChatGPT answer · index seedWEgya6gCf78completeFinance and banking · retirement accountscomparison

What happens to my old 401k if I just ignore it after leaving my college job instead of doing a rollover into an IRA.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to my old 401k if I just ignore it after leaving my college job instead of doing a rollover into an IRA.
2 real searches · 1 real-search pass
IRS what happens to 401(k) after leaving job leave account former employee small balance automatic rollover $7000 rule 2026Google ↗
OBSERVED
Department of Labor 401(k) leaving job keep account fees former employee optionsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS what happens to 401(k) after leaving job leave account former employee small balance automatic rollover $7000 rule 2026 Google ↗
Department of Labor 401(k) leaving job keep account fees former employee options Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS what happens to 401(k) after leaving job leave account former employee small balance automatic rollover $7000 rule 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Department of Labor 401(k) leaving job keep account fees former employee options
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1