Real ChatGPT answer · index seedWAEZyXndBI0completeInsurance · health insurance plansinformational

What constitutes a significant change in provider network adequacy that would allow an employee to break an employer sponsored health plan contract during the year?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What constitutes a significant change in provider network adequacy that would allow an employee to break an employer sponsored health plan contract during the year?
2 real searches · 1 real-search pass
26 CFR 1.125-4 significant curtailment coverage substantial decrease medical care providers network IRS regulationGoogle ↗
OBSERVEDConsequence
IRS cafeteria plan mid-year election change significant curtailment provider network adequacy 1.125-4Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
26 CFR 1.125-4 significant curtailment coverage substantial decrease medical care providers network IRS regulation Google ↗
IRS cafeteria plan mid-year election change significant curtailment provider network adequacy 1.125-4 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
26 CFR 1.125-4 significant curtailment coverage substantial decrease medical care providers network IRS regulation
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS cafeteria plan mid-year election change significant curtailment provider network adequacy 1.125-4
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1