Help me figure out if adding my college student as an authorized user on my card will hurt my credit score if they max out their spending limit today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Help me figure out if adding my college student as an authorized user on my card will hurt my credit score if they max out their spending limit today.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
authorized user maxes out credit card impact primary cardholder credit utilization reported balance FICO official Google ↗
credit card authorized user spending responsibility primary cardholder issuer authorized user separate spending limit credit bureaus Google ↗
- Authorized Users and Your Credit Limit · chase.com
- Setting a Spending Limit for Authorized Users · chase.com
- How credit limit decreases can affect your score · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
authorized user maxes out credit card impact primary cardholder credit utilization reported balance FICO official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
credit card authorized user spending responsibility primary cardholder issuer authorized user separate spending limit credit bureaus OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |