Compare the debt-to-income calculation methods used by Rocket Mortgage versus Citibank when factoring in fluctuating commission-based income for a jumbo loan.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the debt-to-income calculation methods used by Rocket Mortgage versus Citibank when factoring in fluctuating commission-based income for a jumbo loan.
3 real searches · 1 real-search pass
Rocket Mortgage jumbo loan commission income variable income debt-to-income calculation guidelinesGoogle ↗
OBSERVED
Citibank Citi mortgage jumbo loan commission income variable income underwriting guidelines DTIGoogle ↗
OBSERVED
Fannie Mae selling guide commission income history 2 year declining income variable commissionGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Rocket Mortgage jumbo loan commission income variable income debt-to-income calculation guidelines Google ↗
Citibank Citi mortgage jumbo loan commission income variable income underwriting guidelines DTI Google ↗
Fannie Mae selling guide commission income history 2 year declining income variable commission Google ↗
- What is a Jumbo Smart loan? · rocketmortgage.com
- Jumbo loan limits and requirements in 2026 · rocketmortgage.com
- Unassociated Document · sec.gov
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
- Bonus, Commission, Overtime, and Tip Income · selling-guide.fanniemae.com
- DU Validation Service Frequently Asked Questions · singlefamily.fanniemae.com
- Base Income · selling-guide.fanniemae.com
- Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Rocket Mortgage jumbo loan commission income variable income debt-to-income calculation guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Citibank Citi mortgage jumbo loan commission income variable income underwriting guidelines DTI OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae selling guide commission income history 2 year declining income variable commission OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |