Real ChatGPT answer · index seedW2V1hLURj5kcompleteFinance and banking · checking and savings accountscommercial
Are joint checking account holders legally responsible for each other's overdraft fees if one person wipes out the balance today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are joint checking account holders legally responsible for each other's overdraft fees if one person wipes out the balance today?
1 real search · 1 real-search pass
Florida joint bank account holders jointly liable overdraft fees negative balance account agreement lawGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Florida joint bank account holders jointly liable overdraft fees negative balance account agreement law Google ↗
- Statutes & Constitution :View Statutes : Online Sunshine · leg.state.fl.us
- Chapter 674 Section 401 - 2025 Florida Statutes · flsenate.gov