How do insurance companies calculate the deductible when a wildfire claim is filed in the eastern suburbs of San Diego County?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies calculate the deductible when a wildfire claim is filed in the eastern suburbs of San Diego County?
2 real searches · 1 real-search pass
California Department of Insurance homeowners wildfire claim deductible percentage deductible policy dwelling coverage California wildfire deductible rulesGoogle ↗
OBSERVEDReason
California homeowners insurance wildfire claims deductible FAIR Plan deductible California Department of InsuranceGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California Department of Insurance homeowners wildfire claim deductible percentage deductible policy dwelling coverage California wildfire deductible rules Google ↗
California homeowners insurance wildfire claims deductible FAIR Plan deductible California Department of Insurance Google ↗
- Some California homeowners now face ‘wildfire deductibles.’ Why that’s a problem. · washingtonpost.com
- Homeowners facing extreme weather insurance deductibles · finance-commerce.com
- Residential Insurance: Homeowners and Renters · insurance.ca.gov
- Home/Residential Insurance · insurance.ca.gov
- HPS · interactive.web.insurance.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California Department of Insurance homeowners wildfire claim deductible percentage deductible policy dwelling coverage California wildfire deductible rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California homeowners insurance wildfire claims deductible FAIR Plan deductible California Department of Insurance OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |