Real ChatGPT answer · index seedVwavmk7MIPQcompleteFinance and banking · student loansinformational

How do SoFi refinancing interest rates compare to other private lenders like Credible or Earnest for parent borrowers?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do SoFi refinancing interest rates compare to other private lenders like Credible or Earnest for parent borrowers?
3 real searches · 1 real-search pass
2026 current SoFi student loan refinancing interest rates Parent PLUS loan refinance official ratesGoogle ↗
OBSERVEDComparison
2026 Earnest student loan refinancing rates Parent PLUS loans eligibility officialGoogle ↗
OBSERVEDOther / navigational
Credible student loan refinancing lenders Parent PLUS loans rates marketplace 2026Google ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 current SoFi student loan refinancing interest rates Parent PLUS loan refinance official rates Google ↗
2026 Earnest student loan refinancing rates Parent PLUS loans eligibility official Google ↗
Credible student loan refinancing lenders Parent PLUS loans rates marketplace 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 current SoFi student loan refinancing interest rates Parent PLUS loan refinance official rates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
2026 Earnest student loan refinancing rates Parent PLUS loans eligibility official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Credible student loan refinancing lenders Parent PLUS loans rates marketplace 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1