What are the penalties and fee structures for missing a payment by just one day on a Capital One Spark business credit card?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the penalties and fee structures for missing a payment by just one day on a Capital One Spark business credit card?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Capital One Spark business credit card late payment fee one day late grace period penalty APR official terms Google ↗
Capital One Spark business credit card pricing and terms late fee penalty APR minimum payment due date Google ↗
- Handling late credit card payments · capitalone.com
- Capital One Customer Agreement · ecm.capitalone.com
- Capital One Business · higherlogicdownload.s3.amazonaws.com
- Capital One® Account Terms · card-apis.capitalone.com
- When is my credit card payment considered late? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One Spark business credit card late payment fee one day late grace period penalty APR official terms OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Capital One Spark business credit card pricing and terms late fee penalty APR minimum payment due date OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |