How do the 401k employer match vesting schedules affect my decision to stay at my current job through the end of the year for our family finances?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do the 401k employer match vesting schedules affect my decision to stay at my current job through the end of the year for our family finances?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 401(k) employer matching contributions vesting cliff graded schedule 3 year 6 year rules Google ↗
Department of Labor 401(k) vesting employer contributions plan summary plan description vesting schedule Google ↗
- Retirement topics - Vesting · irs.gov
- Issue Snapshot - Vesting schedules for matching contributions · irs.gov
- GAO-17-69, 401(K) PLANS: Effects of Eligibility and Vesting Policies on Workers' Retirement Savings · gao.gov
- Plan disclosure documents - Understanding your employer’s retirement plan · irs.gov
- FAQs about Retirement Plans and ERISA · dol.gov
- 401(k) plan qualification requirements · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) employer matching contributions vesting cliff graded schedule 3 year 6 year rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor 401(k) vesting employer contributions plan summary plan description vesting schedule OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |