What hidden fees should we look out for on the loan estimate form when comparing offers from different mortgage brokers in Clearwater?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What hidden fees should we look out for on the loan estimate form when comparing offers from different mortgage brokers in Clearwater?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB Loan Estimate closing costs origination charges services you cannot shop for services you can shop for official Google ↗
Florida mortgage closing costs documentary stamp tax intangible tax mortgage official Clearwater Pinellas County Google ↗
- Loan estimate explainer · consumerfinance.gov
- What are mortgage origination services? What is an origination fee? · consumerfinance.gov
- What required mortgage closing services can I shop for? · consumerfinance.gov
- § 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate). · consumerfinance.gov
- Florida Dept. of Revenue · floridarevenue.com
- Florida Dept. of Revenue · floridarevenue.com
- Closing disclosure explainer · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB Loan Estimate closing costs origination charges services you cannot shop for services you can shop for official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Florida mortgage closing costs documentary stamp tax intangible tax mortgage official Clearwater Pinellas County OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |