How can I use competing lender loan estimates to lower my origination fees and interest rate before closing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How can I use competing lender loan estimates to lower my origination fees and interest rate before closing?
1 real search · 1 real-search pass
CFPB compare Loan Estimates origination charges lender credits discount points rate lock mortgage closingGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
CFPB compare Loan Estimates origination charges lender credits discount points rate lock mortgage closing Google ↗
- How should I use lender credits and points (also called discount points)? · consumerfinance.gov
- Select the kind of loan that fits your needs · consumerfinance.gov
- Review loan estimates · consumerfinance.gov
- Compare and negotiate your loan offers · consumerfinance.gov