Real ChatGPT answer · index seedVgTrHVCUXascompleteFinance and banking · personal loansinformational

How do I compare the true cost of a personal loan when the lender advertises a low starting rate but high origination fees

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I compare the true cost of a personal loan when the lender advertises a low starting rate but high origination fees
1 real search · 1 real-search pass
CFPB personal loan origination fee APR compare loan offers total cost borrowingGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model).

Searches and sources

ChatGPT1 real searches · gpt-6
CFPB personal loan origination fee APR compare loan offers total cost borrowing Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB personal loan origination fee APR compare loan offers total cost borrowing
OBSERVED
Google ↗
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—Comparison——1x
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