Is Progressive or Allstate better at paying out full replacement cost without depreciation games when dealing with immediate storm damage claims?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is Progressive or Allstate better at paying out full replacement cost without depreciation games when dealing with immediate storm damage claims?
4 real searches · 1 real-search pass
Progressive vs Allstate homeowners insurance storm claims replacement cost depreciation recoverable depreciation claim handling complaints 2025 2026Google ↗
OBSERVEDComparison
NAIC complaint index Allstate Progressive homeowners insurance 2024 2025Google ↗
OBSERVEDOther / navigational
Allstate homeowners policy replacement cost actual cash value recoverable depreciation roof storm damageGoogle ↗
OBSERVEDReason
Progressive homeowners insurance replacement cost dwelling claim depreciation policyGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Progressive vs Allstate homeowners insurance storm claims replacement cost depreciation recoverable depreciation claim handling complaints 2025 2026 Google ↗
NAIC complaint index Allstate Progressive homeowners insurance 2024 2025 Google ↗
Allstate homeowners policy replacement cost actual cash value recoverable depreciation roof storm damage Google ↗
Progressive homeowners insurance replacement cost dwelling claim depreciation policy Google ↗
- Replacement Cost vs. Actual Cash Value · progressive.com
- Claims Frequently Asked Questions| Allstate Insurance · allstate.com
- Progressive · progressive.com
- Actual Cash Value vs Replacement Cost | Home Insurance · allstate.com
- How Does Roof Depreciation Affect Homeowners Insurance? · progressive.com
- Rebuilding After a Storm: Know the Difference Between Replacement Cost and Actual Cash Value When It Comes to Your Roof · content.naic.org
- What Is Actual Cash Value, and How Does It Work? · nerdwallet.com
- How to File a Complaint and Research Complaints Against Insurance Carriers · content.naic.org
- Homeowners Insurance Guide · insurance.ohio.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Progressive vs Allstate homeowners insurance storm claims replacement cost depreciation recoverable depreciation claim handling complaints 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
NAIC complaint index Allstate Progressive homeowners insurance 2024 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Allstate homeowners policy replacement cost actual cash value recoverable depreciation roof storm damage OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Progressive homeowners insurance replacement cost dwelling claim depreciation policy OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |