Real ChatGPT answer · index seedVdeiKCat67QcompleteFinance and banking · investing and brokeragescomparison

Comparing the cost efficiency of Vanguard settlement funds versus buying short term treasury ETFs directly in a brokerage account for idle cash.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing the cost efficiency of Vanguard settlement funds versus buying short term treasury ETFs directly in a brokerage account for idle cash.
2 real searches · 1 real-search pass
2026 Vanguard VMFXX VUSXX 7-day SEC yield expense ratio official Vanguard money market fundsGoogle ↗
OBSERVED
2026 SGOV BIL SHV 30-day SEC yield expense ratio official iShares State Street Treasury ETFGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 Vanguard VMFXX VUSXX 7-day SEC yield expense ratio official Vanguard money market funds Google ↗
2026 SGOV BIL SHV 30-day SEC yield expense ratio official iShares State Street Treasury ETF Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Vanguard VMFXX VUSXX 7-day SEC yield expense ratio official Vanguard money market funds
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
2026 SGOV BIL SHV 30-day SEC yield expense ratio official iShares State Street Treasury ETF
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1