I received a small cash inheritance and want to know whether a mortgage recast or refinance makes more sense for lowering my monthly payment in Texas.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I received a small cash inheritance and want to know whether a mortgage recast or refinance makes more sense for lowering my monthly payment in Texas.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage recast requirements fees conventional loan Fannie Mae official servicer recast principal payment Google ↗
CFPB refinance closing costs mortgage break even official consumer guidance Google ↗
- Loan Delivery Job Aids Recast Loan Overview · singlefamily.fanniemae.com
- Processing Additional Principal Payments · guide-servicing.fanniemae.com
- Mortgage, Refinance and Home Equity FAQs from Bank of America · bankofamerica.com
- Planning to refinance · myhome.freddiemac.com
- Understanding the costs of refinancing · myhome.freddiemac.com
- Mortgage answers · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage recast requirements fees conventional loan Fannie Mae official servicer recast principal payment OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB refinance closing costs mortgage break even official consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |