Real ChatGPT answer · index seedVZ5iVBNoNjocompleteCareers and HR · workplace benefitsinformational

What criteria do insurance companies use to determine monthly COBRA health insurance pricing for businesses with fewer than twenty employees?

ChatGPTgpt-62 queries10/30/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What criteria do insurance companies use to determine monthly COBRA health insurance pricing for businesses with fewer than twenty employees?
2 real searches · 1 real-search pass
COBRA premiums under 20 employees state continuation insurance premium pricing employer group plan 2 percent administrative feeGoogle ↗
OBSERVEDReason
Department of Labor COBRA applies employers 20 employees premium 102 percent group health plan cost small employers state continuationGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
COBRA premiums under 20 employees state continuation insurance premium pricing employer group plan 2 percent administrative fee Google ↗
Department of Labor COBRA applies employers 20 employees premium 102 percent group health plan cost small employers state continuation Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
COBRA premiums under 20 employees state continuation insurance premium pricing employer group plan 2 percent administrative fee
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Department of Labor COBRA applies employers 20 employees premium 102 percent group health plan cost small employers state continuation
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1