Real ChatGPT answer · index seedVX47CeYy8QIcompleteFinance and banking · retirement accountshowto

How do I set up a Roth IRA on Fidelity and what specific funds should I look at if I want low fees and zero account minimums

ChatGPTgpt-64 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I set up a Roth IRA on Fidelity and what specific funds should I look at if I want low fees and zero account minimums
4 real searches · 1 real-search pass
2026 Roth IRA contribution limits income phase out IRS 2026Google ↗
OBSERVEDConsequence
Fidelity Roth IRA account fees minimum opening account 2026 official FidelityGoogle ↗
OBSERVEDOther / navigational
Fidelity ZERO index funds FZROX FZILX FNILX FZIPX expense ratio minimum investment officialGoogle ↗
OBSERVEDOther / navigational
Fidelity index mutual funds FSKAX FTIHX FXNAX expense ratio minimum investment officialGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short fact25%Other / navigational50%ComparisonConsequence25%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
2026 Roth IRA contribution limits income phase out IRS 2026 Google ↗
Fidelity Roth IRA account fees minimum opening account 2026 official Fidelity Google ↗
Fidelity ZERO index funds FZROX FZILX FNILX FZIPX expense ratio minimum investment official Google ↗
Fidelity index mutual funds FSKAX FTIHX FXNAX expense ratio minimum investment official Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Roth IRA contribution limits income phase out IRS 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Fidelity Roth IRA account fees minimum opening account 2026 official Fidelity
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Fidelity ZERO index funds FZROX FZILX FNILX FZIPX expense ratio minimum investment official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Fidelity index mutual funds FSKAX FTIHX FXNAX expense ratio minimum investment official
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1