What factors cause the extreme premium spikes when transitioning from an employer-sponsored group plan to individual COBRA continuation coverage?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What factors cause the extreme premium spikes when transitioning from an employer-sponsored group plan to individual COBRA continuation coverage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. Department of Labor COBRA premiums 102 percent applicable premium employer contribution annual premium changes official Google ↗
Healthcare.gov COBRA coverage costs employer contribution marketplace special enrollment period official Google ↗
- FAQs on COBRA Continuation Health Coverage for Employers and Advisers · dol.gov
- COBRA Continuation Coverage · cms.gov
- Getting health coverage outside Open Enrollment · healthcare.gov
- FAQs on COBRA Continuation Health Coverage for Workers · dol.gov
- An Employer's Guide to Group Health Continuation Coverage Under COBRA · dol.gov
- 26 CFR § 54.4980B-8 - Paying for COBRA continuation coverage. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. Department of Labor COBRA premiums 102 percent applicable premium employer contribution annual premium changes official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Healthcare.gov COBRA coverage costs employer contribution marketplace special enrollment period official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |