Compare the true cost of bad credit loan options from Upstart versus OneMain Financial for a five thousand dollar emergency expense.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the true cost of bad credit loan options from Upstart versus OneMain Financial for a five thousand dollar emergency expense.
3 real searches · 1 real-search pass
Upstart personal loan APR origination fee late fee loan terms official 2026Google ↗
OBSERVEDOther / navigational
OneMain Financial personal loan APR origination fee loan terms official 2026Google ↗
OBSERVEDOther / navigational
Upstart personal loan bad credit minimum credit score loan amount officialGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Upstart personal loan APR origination fee late fee loan terms official 2026 Google ↗
OneMain Financial personal loan APR origination fee loan terms official 2026 Google ↗
Upstart personal loan bad credit minimum credit score loan amount official Google ↗
- Loans for Bad Credit: More Ways to Qualify · upstart.com
- Loan Amounts and Fees · onemainfinancial.com
- Personal Loans - Get money as soon as 1 hour after signing · onemainfinancial.com
- Upstart Personal Loans Review · bankrate.com
- OneMain Financial 2026 Personal Loan Review · nerdwallet.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Upstart personal loan APR origination fee late fee loan terms official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
OneMain Financial personal loan APR origination fee loan terms official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Upstart personal loan bad credit minimum credit score loan amount official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |