Real ChatGPT answer · index seedVSx8phay7W0completeCareers and HR · workplace benefitsbrand

Are there hidden fees if I keep my Fidelity Health Savings Account instead of rolling it over to a private provider after retirement?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are there hidden fees if I keep my Fidelity Health Savings Account instead of rolling it over to a private provider after retirement?
2 real searches · 1 real-search pass
Fidelity Health Savings Account fees account maintenance fee investment fees official 2026Google ↗
OBSERVEDReason
Fidelity HSA fee schedule transfer closure fees officialGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Fidelity Health Savings Account fees account maintenance fee investment fees official 2026 Google ↗
Fidelity HSA fee schedule transfer closure fees official Google ↗
  1. HSA fee information · fidelity.com
  2. fee agreement · fidelity.com
  3. Health Savings Account (HSA) | HSA FAQs · fidelity.com
  4. Investment Accounts & Products · fidelity.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fidelity Health Savings Account fees account maintenance fee investment fees official 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Fidelity HSA fee schedule transfer closure fees official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1