I am retired with no traditional job, so how do lenders calculate my debt to income ratio when I apply for a mortgage to downsize into a smaller house?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am retired with no traditional job, so how do lenders calculate my debt to income ratio when I apply for a mortgage to downsize into a smaller house?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide retirement income Social Security pension retirement account distributions debt to income ratio asset depletion mortgage qualifying income Google ↗
Freddie Mac guide retirement income assets as income mortgage debt to income ratio retirement accounts Google ↗
- Employment Related Assets as Qualifying Income · guide-selling.fanniemae.com
- Mortgage Lending: Lending Standards for Asset Dissipation Underwriting · occ.gov
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- General Information on Liabilities · selling-guide.fanniemae.com
- Monthly Debt-to-Income Ratio · api.homebuyer.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide retirement income Social Security pension retirement account distributions debt to income ratio asset depletion mortgage qualifying income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac guide retirement income assets as income mortgage debt to income ratio retirement accounts OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |