Real ChatGPT answer · index seedVP2m2vRUMz8completeFinance and banking · investing and brokeragesinformational

Are there any hidden fees or minimum deposit requirements to watch out for when opening a high yield savings account online as a student?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are there any hidden fees or minimum deposit requirements to watch out for when opening a high yield savings account online as a student?
2 real searches · 1 real-search pass
best high yield savings account no minimum deposit no monthly fee official bank disclosures 2026 Ally Marcus Capital One DiscoverGoogle ↗
OBSERVEDComparison
FDIC savings account deposit insurance $250,000 officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReasonDefinition50%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
best high yield savings account no minimum deposit no monthly fee official bank disclosures 2026 Ally Marcus Capital One Discover Google ↗
FDIC savings account deposit insurance $250,000 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best high yield savings account no minimum deposit no monthly fee official bank disclosures 2026 Ally Marcus Capital One Discover
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
FDIC savings account deposit insurance $250,000 official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1