Real ChatGPT answer · index seedVKI77rTfPJQcompleteFinance and banking · mortgagesinformational

Are Bank of America mortgage closing costs negotiable for retirees who have held accounts with them for over thirty years?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are Bank of America mortgage closing costs negotiable for retirees who have held accounts with them for over thirty years?
2 real searches · 1 real-search pass
Bank of America mortgage closing costs negotiable lender fees relationship discounts Preferred Rewards mortgage origination feeGoogle ↗
OBSERVEDComparison
Bank of America mortgage loan estimate closing costs lender credits discount points officialGoogle ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReasonDefinitionInstructionYes / no50%

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Bank of America mortgage closing costs negotiable lender fees relationship discounts Preferred Rewards mortgage origination fee Google ↗
Bank of America mortgage loan estimate closing costs lender credits discount points official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Bank of America mortgage closing costs negotiable lender fees relationship discounts Preferred Rewards mortgage origination fee
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Bank of America mortgage loan estimate closing costs lender credits discount points official
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1