Real ChatGPT answer · index seedVJWSciOW9nccompleteFinance and banking · mortgageslocal

How do Bank of America mortgage closing costs compare with online-only lenders for a conventional thirty-year fixed loan in the current Detroit housing market?

ChatGPTgpt-65 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do Bank of America mortgage closing costs compare with online-only lenders for a conventional thirty-year fixed loan in the current Detroit housing market?
5 real searches · 1 real-search pass
2026 Bank of America mortgage lender fees origination application appraisal closing costs online lenders Rocket Mortgage Better loan estimate feesGoogle ↗
OBSERVEDComparison
Detroit Michigan home closing costs transfer tax property tax title insurance recording fees 2026Google ↗
OBSERVEDReason
Detroit Michigan housing market October 2026 median sale price inventoryGoogle ↗
OBSERVEDShort fact
Bank of America mortgage fees no lender fees closing cost estimator officialGoogle ↗
OBSERVEDReason
Better Mortgage lender fees origination fees closing costs official Rocket Mortgage feesGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (5)
Short fact20%Other / navigationalComparison40%ConsequenceReason40%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 5 of 5 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT5 real searches · gpt-6
2026 Bank of America mortgage lender fees origination application appraisal closing costs online lenders Rocket Mortgage Better loan estimate fees Google ↗
Detroit Michigan home closing costs transfer tax property tax title insurance recording fees 2026 Google ↗
Detroit Michigan housing market October 2026 median sale price inventory Google ↗
Bank of America mortgage fees no lender fees closing cost estimator official Google ↗
Better Mortgage lender fees origination fees closing costs official Rocket Mortgage fees Google ↗

Queries

5 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Bank of America mortgage lender fees origination application appraisal closing costs online lenders Rocket Mortgage Better loan estimate fees
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Detroit Michigan home closing costs transfer tax property tax title insurance recording fees 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Detroit Michigan housing market October 2026 median sale price inventory
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Bank of America mortgage fees no lender fees closing cost estimator official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Better Mortgage lender fees origination fees closing costs official Rocket Mortgage fees
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1