Real ChatGPT answer · index seedVHG6Lxy7EMIcompleteFinance and banking · mortgagescomparison

How do I accurately calculate my back-end debt to income ratio when factoring in variable bonus income and restricted stock units?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I accurately calculate my back-end debt to income ratio when factoring in variable bonus income and restricted stock units?
2 real searches · 1 real-search pass
Fannie Mae Selling Guide bonus income restricted stock units RSU income employment income requirements 2026Google ↗
OBSERVED
Freddie Mac guide restricted stock units income bonus income mortgage qualifying incomeGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide bonus income restricted stock units RSU income employment income requirements 2026 Google ↗
Freddie Mac guide restricted stock units income bonus income mortgage qualifying income Google ↗
  1. Restricted Stock Units and Restricted Stock Employment Income · selling-guide.fanniemae.com
  2. Bonus, Commission, Overtime, and Tip Income · selling-guide.fanniemae.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae Selling Guide bonus income restricted stock units RSU income employment income requirements 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Freddie Mac guide restricted stock units income bonus income mortgage qualifying income
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1