Real ChatGPT answer · index seedVHCWtF3kom4completeFinance and banking · checking and savings accountscommercial

Is it true that the government only protects up to two hundred fifty thousand dollars per bank and what happens to any extra savings I have

ChatGPTgpt-61 query10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Is it true that the government only protects up to two hundred fifty thousand dollars per bank and what happens to any extra savings I have
1 real search · 1 real-search pass
FDIC deposit insurance $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReasonDefinition100%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official Google ↗
  1. FDIC Insurance Calculator · edie.fdic.gov

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1