Real ChatGPT answer · index seedVH5bHLjYeM0completeInsurance · life insuranceinformational

How does an accidental death benefit rider actually work on a term life policy if I travel a lot for work?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does an accidental death benefit rider actually work on a term life policy if I travel a lot for work?
2 real searches · 1 real-search pass
accidental death benefit rider term life insurance travel exclusions business travel policy wording insurerGoogle ↗
OBSERVEDReason
NAIC accidental death benefit life insurance rider exclusions accident travelGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
accidental death benefit rider term life insurance travel exclusions business travel policy wording insurer Google ↗
NAIC accidental death benefit life insurance rider exclusions accident travel Google ↗
  1. Additional Standards for Accidental Death and Dismemberment Benefits · insurancecompact.org
  2. CONDITIONS OF COVERAGE · mybenefits.ttec.com
  3. EXHIBIT 26(D)(IV) · sec.gov
  4. Life Insurance · content.naic.org
  5. ACCIDENTAL DEATH BENEFIT RIDER · advisorsupport.bmoinsurance.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
accidental death benefit rider term life insurance travel exclusions business travel policy wording insurer
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
NAIC accidental death benefit life insurance rider exclusions accident travel
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1