How do I negotiate closing cost credits with a builder's preferred lender when buying a newly constructed townhouse as a first time homebuyer?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I negotiate closing cost credits with a builder's preferred lender when buying a newly constructed townhouse as a first time homebuyer?
3 real searches · 1 real-search pass
CFPB builder preferred lender incentives closing costs Loan Estimate seller credits interested party contributions limits conventional FHA 2026Google ↗
OBSERVED
Fannie Mae interested party contributions maximum LTV occupancy closing costs seller contributions officialGoogle ↗
OBSERVED
Texas first time homebuyer new construction builder incentives closing costs lender preferred lender RESPA affiliated business disclosure CFPBGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB builder preferred lender incentives closing costs Loan Estimate seller credits interested party contributions limits conventional FHA 2026 Google ↗
Fannie Mae interested party contributions maximum LTV occupancy closing costs seller contributions official Google ↗
Texas first time homebuyer new construction builder incentives closing costs lender preferred lender RESPA affiliated business disclosure CFPB Google ↗
- Interested Party Contributions (IPCs) · selling-guide.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- TILA-RESPA Integrated Disclosure FAQs · consumerfinance.gov
- § 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure). · consumerfinance.gov
- Real Estate Settlement Procedures Act (RESPA) · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB builder preferred lender incentives closing costs Loan Estimate seller credits interested party contributions limits conventional FHA 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae interested party contributions maximum LTV occupancy closing costs seller contributions official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Texas first time homebuyer new construction builder incentives closing costs lender preferred lender RESPA affiliated business disclosure CFPB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |