My teenage son scraped our garage door, so should I pay out of pocket or file a claim, and will my insurance rates go up either way?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My teenage son scraped our garage door, so should I pay out of pocket or file a claim, and will my insurance rates go up either way?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Virginia homeowners insurance claim surcharge at-fault property damage claim premium increase claim inquiry consumer guidance garage door damage Google ↗
homeowners insurance claim repair cost garage door panel replacement typical cost 2026 Google ↗
- How Much Do Garage Door Repairs Cost? [2026 Data] · angi.com
- How Much Does It Cost to Replace a Garage Door Panel? [2026 Data] · angi.com
- What to Do If You Backed Into Your Garage Door · angi.com
- Virginia SCC · scc.virginia.gov
- Will my premium go up if I file a claim? · agate.tdi.state.tx.us
- § 38.2-2114. (Effective January 1, 2027) Grounds and procedure for termination of policy; contents of notice; review by Commissioner; exceptions; immunity from liability · law.lis.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Virginia homeowners insurance claim surcharge at-fault property damage claim premium increase claim inquiry consumer guidance garage door damage OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
homeowners insurance claim repair cost garage door panel replacement typical cost 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |