Real ChatGPT answer · index seedV6bvdPpR87IcompleteParenting and family · family financesinformational
Why does my credit score drop every time we apply for a new credit card even when I pay the balance off immediately every single month
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why does my credit score drop every time we apply for a new credit card even when I pay the balance off immediately every single month
1 real search · 1 real-search pass
FICO hard inquiries new credit card average age accounts credit utilization statement closing date official guidanceGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO hard inquiries new credit card average age accounts credit utilization statement closing date official guidance Google ↗
- How New Credit Impacts Your Credit Score · myfico.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com