Real ChatGPT answer · index seedV2Sy2bbtpVQcompleteFinance and banking · retirement accountsinformational

My small business offers a simple IRA but I want to know if switching to a safe harbor 401k will increase my administrative costs too much

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My small business offers a simple IRA but I want to know if switching to a safe harbor 401k will increase my administrative costs too much
2 real searches · 1 real-search pass
2026 small business safe harbor 401(k) administration fees setup annual recordkeeping costs SIMPLE IRA comparisonGoogle ↗
OBSERVED
IRS SIMPLE IRA vs 401(k) safe harbor employer contribution requirements Form 5500 2026Google ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 small business safe harbor 401(k) administration fees setup annual recordkeeping costs SIMPLE IRA comparison Google ↗
IRS SIMPLE IRA vs 401(k) safe harbor employer contribution requirements Form 5500 2026 Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 small business safe harbor 401(k) administration fees setup annual recordkeeping costs SIMPLE IRA comparison
OBSERVED
Google ↗
AI Mode ↗
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of 1
IRS SIMPLE IRA vs 401(k) safe harbor employer contribution requirements Form 5500 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1