What does an umbrella policy actually cover if a contractor gets injured while doing remodeling work on my primary residence
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What does an umbrella policy actually cover if a contractor gets injured while doing remodeling work on my primary residence
2 real searches · 1 real-search pass
New York homeowner liability contractor employee injured remodeling workers compensation homeowners insurance umbrella policy coverage officialGoogle ↗
OBSERVED
New York Department of Financial Services homeowners liability workers compensation independent contractor injury homeowner remodelingGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
New York homeowner liability contractor employee injured remodeling workers compensation homeowners insurance umbrella policy coverage official Google ↗
New York Department of Financial Services homeowners liability workers compensation independent contractor injury homeowner remodeling Google ↗
- Homeowners Insurance: Basic Coverage and Adding Coverage · dfs.ny.gov
- New York Insurance Law § 3420 (2025) - Liability Insurance; Standard Provisions; Right of Injured Person. :: 2025 New York Laws :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Is Workers' Compensation Coverage Required? · wcb.ny.gov
- Identifying an Independent Contractor · wcb.ny.gov
- What’s an Umbrella Policy? · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York homeowner liability contractor employee injured remodeling workers compensation homeowners insurance umbrella policy coverage official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York Department of Financial Services homeowners liability workers compensation independent contractor injury homeowner remodeling OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |