Real ChatGPT answer · index seedUxgIE84xgkocompleteFinance and banking · personal loansinformational
What recourse do I have if a lender miscalculates my APR by improperly disclosing the true cost of the origination fee under the Truth in Lending Act?
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The searches the AI actually ran for this prompt.
SEED QUERY
What recourse do I have if a lender miscalculates my APR by improperly disclosing the true cost of the origination fee under the Truth in Lending Act?
2 real searches · 1 real-search pass
Truth in Lending Act 15 USC 1640 civil liability statutory damages APR tolerance 1635 rescission CFPB Regulation Z origination fee finance charge 1026.4 1026.22Google ↗
OBSERVED
CFPB TILA mortgage APR disclosure errors origination fees finance charge tolerance rescission limitations 1640Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Truth in Lending Act 15 USC 1640 civil liability statutory damages APR tolerance 1635 rescission CFPB Regulation Z origination fee finance charge 1026.4 1026.22 Google ↗
CFPB TILA mortgage APR disclosure errors origination fees finance charge tolerance rescission limitations 1640 Google ↗
- 15 U.S.C. § 1640 · uscode.house.gov
- 15 U.S.C. § 1640: Civil liability · uscode.house.gov
- U.S.C. Title 15 · govinfo.gov
- § 1026.4 Finance charge. · consumerfinance.gov
- 15 U.S.C. § 1635 · uscode.house.gov
- 15 U.S.C. § 1635: Right of rescission as to certain transactions · uscode.house.gov
- 15 U.S. Code § 1635 - Right of rescission as to certain transactions | U.S. Code | US Law · law.cornell.edu
- 12 C.F.R. § 1026.22 · consumerfinance.gov
- V-1 Truth in Lending Act (TILA) · fdic.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Truth in Lending Act 15 USC 1640 civil liability statutory damages APR tolerance 1635 rescission CFPB Regulation Z origination fee finance charge 1026.4 1026.22 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB TILA mortgage APR disclosure errors origination fees finance charge tolerance rescission limitations 1640 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |