Which insurance companies offer true own occupation disability coverage for self-employed freelancers who do not have access to traditional group HR benefits
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which insurance companies offer true own occupation disability coverage for self-employed freelancers who do not have access to traditional group HR benefits
2 real searches · 1 real-search pass
individual disability insurance true own occupation coverage self-employed freelancers insurers 2026 Guardian Principal Ameritas MassMutual The StandardGoogle ↗
OBSERVEDOther / navigational
own occupation disability insurance policies self employed individual coverage carriers officialGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance true own occupation coverage self-employed freelancers insurers 2026 Guardian Principal Ameritas MassMutual The Standard Google ↗
own occupation disability insurance policies self employed individual coverage carriers official Google ↗
- Own-Occupation Definitions Compared Across the Top Carriers · seaworthy.io
- Individual Disability Insurance | Private Disability Insurance · newyorklife.com
- Get Disability Insurance for the Self Employed · newyorklife.com
- Disability Insurance Carriers · seaworthy.io
- Disability Insurance for Self-Employed | Self-Employed DI | Guardian Principal MassMutual Ameritas · setforlifeinsurance.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance true own occupation coverage self-employed freelancers insurers 2026 Guardian Principal Ameritas MassMutual The Standard OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
own occupation disability insurance policies self employed individual coverage carriers official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |