Real ChatGPT answer · index seedUraClFEQBFEcompleteFinance and banking · checking and savings accountsinformational
I just noticed a fraudulent debit card charge for fifty dollars on my online banking statement and I have no idea how to dispute it or what my rights are as an account holder.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I just noticed a fraudulent debit card charge for fifty dollars on my online banking statement and I have no idea how to dispute it or what my rights are as an account holder.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB unauthorized debit card transactions Regulation E 10 business days provisional credit 60 days statement consumer rights Google ↗
Electronic Fund Transfer Act Regulation E 12 CFR 1005.6 1005.11 unauthorized debit card liability official Google ↗
- How do I get my money back after I discover an unauthorized transaction or money missing from my bank account? · consumerfinance.gov
- § 1005.6 Liability of consumer for unauthorized transfers. · consumerfinance.gov
- § 1005.11 Procedures for resolving errors. · consumerfinance.gov
- Submit a CFPB complaint · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB unauthorized debit card transactions Regulation E 10 business days provisional credit 60 days statement consumer rights OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Electronic Fund Transfer Act Regulation E 12 CFR 1005.6 1005.11 unauthorized debit card liability official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |